A home inspection is an objective visual examination of the physical structure and systems of a home, from roof to foundation. It is the equivalent of a physical examination from your doctor, and will allow you to get a true understanding of what problems could potentially arise if you were to buy the home. When problems or symptoms of problems are found, the inspector may recommend further evaluation or remedies. For example, evidence of termites might warrant a detailed pest inspection.

A satisfactory home inspection is a major component of purchasing a home. The buyer selects a licensed home inspector and pays for the inspection. The home inspection will be an additional cost of a few hundred dollars, but can give you the confidence that you know as much as possible about the property.

Remember, the lender's appraiser is not a home inspector!

Why do I need a home inspection?

A home inspection summarizes the condition of a property, points out the need for major repairs and identifies areas that may need attention in the near future. Buyers and sellers depend on an accurate home inspection to maximize their knowledge of the property in order to make intelligent decisions before entering an agreement to purchase or sell.

A home inspection points out the positive aspects of a home, as well as the maintenance that will be necessary to keep it in good shape. After an inspection, both parties have a much clearer understanding of the value and needs of the property.

For home owners, an inspection may be used to identify problems in the making and to learn about preventive measures, which might avoid costly repairs in the future. If you are planning to sell your home, an inspection prior to placing your home on the market provides a better understanding of conditions that may be discovered by the buyer's inspector, giving you an opportunity to complete repairs that will make your home more desirable to potential buyers.

 

What is involved in a home inspection?

A standard home inspection summarizes findings from a visual inspection of the homes:

• Heating system
• Central air conditioning system (temperature permitting)
• Interior plumbing
• Electrical systems
• Roof, attic, and visible insulation
• Walls
• Ceilings
• Floors
• Windows and doors
• Foundation, basement, and the visible structures of the home.

A failed inspection allows you to withdraw from the transaction (provided this contingency is in your Offer to Purchase Real Estate or the Purchase and Sale agreement) or renegotiate the sales price.

When you have a home inspection, you should also consider having the property inspected for termites, and radon.

For a complete list of local inspectors click here.